@font-face{font-family:Nunito;font-weight:700;font-display:swap;src:url(../fonts/nunito-700.woff2) format('woff2')}
@font-face{font-family:Nunito;font-weight:800;font-display:swap;src:url(../fonts/nunito-800.woff2) format('woff2')}
@font-face{font-family:'Nunito Sans';font-weight:400;font-display:swap;src:url(../fonts/nunito-sans-400.woff2) format('woff2')}
@font-face{font-family:'Nunito Sans';font-weight:600;font-display:swap;src:url(../fonts/nunito-sans-600.woff2) format('woff2')}
@font-face{font-family:'Nunito Sans';font-weight:700;font-display:swap;src:url(../fonts/nunito-sans-700.woff2) format('woff2')}

:root{
  --navy:#23286E;--navy-2:#1A1E57;--navy-soft:#3F4596;
  --sky:#1689B8;--sky-l:#E6F6FD;--soft:#F5F9FD;--line:#E4EAF3;
  --ink:#1B2340;--txt:#475467;--mut:#5B6678;--green:#1E8E4E;--white:#FFFFFF;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--white);color:var(--ink);font-family:'Nunito Sans',system-ui,sans-serif;font-size:16px;line-height:1.6;-webkit-text-size-adjust:100%}
img{max-width:100%;display:block}
a{color:var(--navy)}
h1,h2,h3{font-family:Nunito,'Nunito Sans',sans-serif;color:var(--navy);margin:0;line-height:1.15}
p{margin:0}
input,select,textarea,button{font:inherit}
button{cursor:pointer}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.narrow{max-width:820px}
[hidden]{display:none!important}

/* botões */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--navy);color:var(--white);text-decoration:none;font-weight:700;border:1px solid var(--navy);border-radius:999px;padding:12px 22px;font-size:15px;transition:background .15s,transform .15s}
.btn:hover{background:var(--navy-2);color:var(--white)}
.btn:active{transform:translateY(1px)}
.btn-lg{padding:17px 30px;font-size:16px}
.btn-sm{padding:10px 20px}
.btn-block{width:100%}
.btn-ghost{background:var(--white);color:var(--navy);border-color:#C9D3E3}
.btn-ghost:hover{background:var(--soft);color:var(--navy)}
.btn-green{background:var(--green);border-color:var(--green)}
.btn-green:hover{background:#18763F}
.btn-white{background:var(--white);color:var(--navy);border-color:var(--white)}
.btn-white:hover{background:#E9ECFA;color:var(--navy)}
.btn-line{background:transparent;color:var(--white);border-color:#8F95D6}
.btn-line:hover{background:rgba(255,255,255,.08);color:var(--white)}
.btn svg,.wa-float svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:2;stroke-linejoin:round;stroke-linecap:round}
.link-btn{background:none;border:none;color:var(--navy);font-weight:700;font-size:15px;padding:10px 4px;min-height:44px}

/* topo */
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:12px;padding-bottom:12px;flex-wrap:nowrap}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);min-width:0}
.brand img{width:42px;height:42px;border-radius:10px}
.brand span{display:flex;flex-direction:column;line-height:1.15}
.brand b{font-family:Nunito,sans-serif;font-weight:800;font-size:21px}
.brand small{font-size:12px;color:var(--mut);letter-spacing:1px}
.nav-desk{display:flex;align-items:center;gap:2px;font-size:15px;font-weight:600}
.nav-desk a:not(.btn){color:var(--navy);text-decoration:none;padding:10px 12px;border-radius:8px}
.nav-desk a:not(.btn):hover{background:var(--soft)}
.nav-desk .btn{margin-left:8px}
.nav-mob{position:relative;flex:none;margin-left:auto}
.nav-mob summary{list-style:none;width:46px;height:46px;border:1px solid var(--line);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:20px;color:var(--navy);cursor:pointer}
.nav-mob summary::-webkit-details-marker{display:none}
.nav-mob-panel{position:absolute;right:0;top:54px;width:min(280px,calc(100vw - 32px));background:var(--white);border:1px solid var(--line);border-radius:16px;box-shadow:0 18px 40px rgba(27,35,64,.14);padding:10px;display:flex;flex-direction:column}
.nav-mob-panel a:not(.btn){color:var(--navy);text-decoration:none;font-weight:600;padding:12px 14px;border-radius:10px}
.nav-mob-panel a:not(.btn):hover{background:var(--soft)}
.nav-mob-panel .btn{margin-top:6px}
@media (max-width:900px){.nav-desk{display:none}}
@media (min-width:901px){.nav-mob{display:none}}

/* hero */
.hero{background:radial-gradient(900px 420px at 85% 0%,#DDF2FC 0%,rgba(221,242,252,0) 70%),linear-gradient(180deg,var(--soft),#FFFFFF);padding:56px 0 72px}
.hero-in{display:flex;flex-wrap:wrap;gap:48px;align-items:center}
.hero-txt{flex:999 1 460px;min-width:0;display:flex;flex-direction:column;gap:20px}
.pill{align-self:flex-start;background:var(--white);border:1px solid var(--line);color:var(--navy);font-weight:700;font-size:13px;padding:7px 14px;border-radius:999px}
.hero h1{font-weight:800;font-size:clamp(2.3rem,4.8vw,3.7rem);line-height:1.08;letter-spacing:-.5px}
.hl{color:var(--sky);white-space:nowrap}
.lead{font-size:19px;line-height:1.65;color:var(--txt);max-width:560px}
.ctas{display:flex;flex-wrap:wrap;gap:12px}
.ctas-c{justify-content:center}
.alt-link{color:var(--txt);text-decoration:none;font-size:15px}
.alt-link b{color:var(--navy)}
.alt-link:hover b{text-decoration:underline}
.trust{list-style:none;margin:0;padding:4px 0 0;display:flex;flex-wrap:wrap;gap:8px 22px;font-size:14px;color:var(--mut)}
.trust li::before{content:'✓ ';color:var(--green);font-weight:700}

/* cotação */
.quote{flex:1 1 400px;min-width:0;background:var(--white);border:1px solid var(--line);border-radius:24px;padding:26px;box-shadow:0 24px 60px rgba(35,40,110,.12);scroll-margin-top:90px}
.quote-head h2{font-size:22px;font-weight:800}
.bar{height:6px;background:var(--soft);border-radius:999px;margin:14px 0 8px;overflow:hidden}
.bar span{display:block;height:100%;width:20%;background:linear-gradient(90deg,var(--sky),var(--navy));border-radius:999px;transition:width .3s}
.q-step{font-size:13px;font-weight:700;color:var(--mut);margin-bottom:14px}
.q-ask{font-family:Nunito,sans-serif;font-weight:800;font-size:19px;color:var(--navy);margin-bottom:12px}
.opts{display:grid;gap:10px}
.opts-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.opt{display:flex;flex-direction:column;align-items:flex-start;gap:2px;text-align:left;background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:14px 16px;min-height:56px;color:var(--navy);transition:border-color .15s,background .15s}
.opt b{font-size:15.5px;font-weight:700}
.opt small{font-size:13px;color:var(--mut)}
.opt:hover{border-color:var(--navy);background:var(--white)}
.opt[aria-pressed=true]{border-color:var(--navy);background:var(--navy);color:var(--white)}
.opt[aria-pressed=true] small{color:#D5D8F2}
.opt:focus-visible,.btn:focus-visible,.fi:focus-visible,summary:focus-visible{outline:3px solid #9FDDF7;outline-offset:2px}
.fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.fl{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:700;color:var(--navy);min-width:0}
.fl.full{grid-column:1/-1}
.fi{padding:13px 14px;border:1px solid #D5DDE9;border-radius:12px;font-size:16px;font-weight:400;background:var(--white);color:var(--ink);min-width:0;width:100%}
.fi:focus{border-color:var(--navy);outline:3px solid #9FDDF7;outline-offset:1px}
.fh{font-weight:400;color:var(--mut);font-size:13px}
.lgpd{display:flex;gap:10px;align-items:flex-start;font-size:13px;line-height:1.5;color:var(--txt);margin:14px 0}
.lgpd input{width:20px;height:20px;margin:0;flex:none}
.q-err{background:#FDECEC;color:#9A1C1C;font-size:14px;font-weight:600;border-radius:10px;padding:10px 12px;margin-bottom:12px}
.q-done{text-align:center;display:flex;flex-direction:column;align-items:center;gap:10px}
.q-done p{color:var(--txt)}
.done-ico{width:56px;height:56px;border-radius:999px;background:#E3F5EA;color:var(--green);font-size:28px;font-weight:800;display:flex;align-items:center;justify-content:center}
.q-foot{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:6px;margin-top:12px}
.q-wa-alt{margin-left:auto;color:var(--sky);font-size:14px;font-weight:700;padding:10px 0}
@media (max-width:440px){.opts-2,.fields{grid-template-columns:1fr}.quote{padding:20px}}

/* operadoras */
.ops{padding:40px 0;border-bottom:1px solid var(--line)}
.ops-t{text-align:center;font-size:14px;font-weight:700;color:var(--mut);letter-spacing:1px;text-transform:uppercase;margin-bottom:20px}
.ops-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:10px}
.ops-grid li{display:flex;align-items:center;justify-content:center;text-align:center;min-height:64px;padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:var(--white);font-family:Nunito,sans-serif;font-weight:700;font-size:15px;color:#3A4560}
.ops-grid li img{max-height:40px;max-width:120px;width:auto;object-fit:contain}

/* seções */
.sec{padding:88px 0;scroll-margin-top:70px}
.sec-soft{background:var(--soft)}
.sec-navy{background:var(--navy);color:var(--white)}
.sec-navy h2{color:var(--white)}
.sec-navy .sec-head p{color:#D5D8F2}
.sec-head{text-align:center;max-width:660px;margin:0 auto 44px;display:flex;flex-direction:column;gap:12px}
.sec-head h2{font-weight:800;font-size:clamp(1.9rem,3.2vw,2.6rem)}
.sec-head p{font-size:17px;color:var(--txt)}
.eyebrow{font-size:14px;font-weight:700;color:#9FDDF7}
.cards4{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.card{position:relative;border:1px solid var(--line);border-radius:20px;padding:26px;display:flex;flex-direction:column;gap:10px;background:var(--white);text-decoration:none;transition:border-color .15s,box-shadow .15s,transform .15s}
.card h3{font-weight:800;font-size:19px}
.card p{font-size:15px;color:var(--txt);flex:1}
a.card:hover,.card:hover{border-color:#C9D3E3;box-shadow:0 14px 34px rgba(35,40,110,.08)}
.card-feat{border:2px solid var(--navy)}
.tag{position:absolute;top:-12px;left:22px;background:var(--sky);color:var(--white);font-size:12px;font-weight:700;padding:4px 10px;border-radius:999px}
.ico{width:50px;height:50px;border-radius:15px;background:var(--sky-l);display:flex;align-items:center;justify-content:center}
.ico svg{width:25px;height:25px;fill:none;stroke:var(--sky);stroke-width:2;stroke-linejoin:round;stroke-linecap:round}
.ico-w{background:var(--white)}
.card-l{display:flex;flex-wrap:wrap;gap:4px 18px;font-size:15px}
.card-l a{color:var(--mut);font-weight:600;padding:8px 0}
.card-l a.go,.go{color:var(--navy);font-weight:700;text-decoration:none}
.card-l a.go{color:var(--navy)}
.card-dark{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16)}
.card-dark h3{color:var(--white)}
.card-dark p{color:#D5D8F2}
.card-dark .go{color:#9FDDF7;margin-top:4px}
a.card-dark:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.3);box-shadow:none}
.card-soft{background:var(--soft);border-color:transparent}
.card-soft .go{margin-top:4px}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:28px}
.steps li{display:flex;flex-direction:column;gap:10px}
.steps .n{width:40px;height:40px;border-radius:999px;background:var(--navy);color:var(--white);font-family:Nunito,sans-serif;font-weight:800;display:flex;align-items:center;justify-content:center}
.steps h3{font-size:19px;font-weight:800}
.steps p{font-size:15px;color:var(--txt)}

/* avaliações */
.reviews{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px;margin-bottom:24px}
.review{background:var(--white);border:1px solid var(--line);border-radius:20px;padding:24px;display:flex;flex-direction:column;gap:10px}
.review .st{color:#F5A623;letter-spacing:2px}
.review p{color:var(--txt);font-size:15px;flex:1}
.review b{color:var(--navy);font-size:14px}
.g-box{max-width:620px;margin:0 auto;background:var(--white);border:1px solid var(--line);border-radius:24px;padding:32px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:14px}
.g-stars{color:#F5A623;font-size:26px;letter-spacing:4px}
.g-box p{color:var(--txt);font-size:16px}

/* quem somos */
.about{max-width:820px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:18px}
.about h2{font-weight:800;font-size:clamp(1.9rem,3.2vw,2.6rem)}
.about p{font-size:17px;line-height:1.75;color:var(--txt)}
.about-logo{width:72px;height:72px;border-radius:16px}
.chips{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px}
.chips li{background:var(--soft);color:var(--navy);font-weight:700;font-size:15px;padding:10px 18px;border-radius:999px}
.about .small{font-size:14px;color:var(--mut)}

/* dúvidas */
.faq{display:flex;flex-direction:column;gap:10px}
.faq details{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:18px 22px}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:16px;font-family:Nunito,sans-serif;font-weight:700;font-size:17px;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq .chev{font-size:22px;line-height:1;color:var(--sky);transition:transform .2s;flex:none}
.faq details[open] .chev{transform:rotate(45deg)}
.faq p{margin-top:12px;font-size:15px;line-height:1.7;color:var(--txt)}

/* faixa final */
.band{background:var(--navy);color:var(--white);border-radius:28px;padding:clamp(28px,5vw,52px);display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between}
.band>div:first-child{flex:999 1 380px;min-width:0;display:flex;flex-direction:column;gap:8px}
.band h2{color:var(--white);font-weight:800;font-size:clamp(1.7rem,3vw,2.3rem)}
.band p{color:#D5D8F2;font-size:17px}

/* rodapé */
.foot{padding:0 0 110px}
.foot-in{border-top:1px solid var(--line);padding-top:28px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:20px;font-size:14px;line-height:1.6;color:var(--mut)}
.foot-in>div{display:flex;flex-direction:column;gap:4px;flex:1 1 320px;min-width:0}
.foot-in>div:last-child{flex:999 1 440px}
.foot-name{font-family:Nunito,sans-serif;font-weight:800;font-size:17px;color:var(--navy)}
.foot-links{display:flex;flex-wrap:wrap;gap:6px 20px}
.foot-links a{font-weight:700}

/* whatsapp */
.wa-float{position:fixed;right:20px;bottom:20px;z-index:15;width:60px;height:60px;border-radius:999px;background:var(--green);color:var(--white);display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(27,35,64,.22)}
.wa-float svg{width:28px;height:28px}
.mob-bar{display:none}
@media (max-width:760px){
  .wa-float{display:none}
  .mob-bar{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:15;background:rgba(255,255,255,.97);border-top:1px solid var(--line);padding:10px 16px calc(10px + env(safe-area-inset-bottom));box-shadow:0 -8px 24px rgba(27,35,64,.08)}
  .mob-bar .btn{padding:14px 10px;font-size:15px}
  .hero{padding:36px 0 56px}
  .sec{padding:64px 0}
  .wrap{padding:0 16px}
  .lead{font-size:17px}
  .hero .ctas .btn{flex:1 1 220px}
}
@media (max-width:440px){.brand small{display:none}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.ops-s{text-align:center;font-size:14px;color:var(--mut);margin:-12px 0 18px}
.ops-grid li{padding:0;border:none;background:none;min-height:0}
.op{width:100%;min-height:64px;padding:10px 12px;border:1px solid var(--line);border-radius:14px;background:var(--white);font-family:Nunito,sans-serif;font-weight:700;font-size:15px;color:#3A4560;display:flex;align-items:center;justify-content:center;text-align:center;transition:border-color .15s,box-shadow .15s}
.op:hover{border-color:var(--navy);box-shadow:0 8px 20px rgba(35,40,110,.08);color:var(--navy)}
.op img{max-height:40px;max-width:120px;width:auto;object-fit:contain}
.benef{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;font-size:16px;color:var(--txt)}
.benef li{position:relative;padding-left:30px}
.benef li::before{content:'✓';position:absolute;left:0;top:1px;width:20px;height:20px;border-radius:999px;background:#E3F5EA;color:var(--green);font-size:12px;font-weight:800;display:flex;align-items:center;justify-content:center}
.benef b{color:var(--navy)}
.why{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:18px}
.why>div{border:1px solid var(--line);border-radius:20px;padding:24px;display:flex;flex-direction:column;gap:10px}
.why .n{width:36px;height:36px;border-radius:999px;background:var(--sky-l);color:var(--navy);font-family:Nunito,sans-serif;font-weight:800;display:flex;align-items:center;justify-content:center}
.why h3{font-size:18px;font-weight:800}
.why p{font-size:15px;color:var(--txt)}
.car{background:var(--white);border:1px solid var(--line);border-radius:20px;padding:24px;margin-bottom:20px;overflow-x:auto}
.car h3{font-size:19px;font-weight:800;margin-bottom:12px}
.car table{width:100%;border-collapse:collapse;font-size:15px}
.car th{text-align:left;color:var(--mut);font-size:13px;text-transform:uppercase;letter-spacing:.5px;padding:8px 10px;border-bottom:1px solid var(--line)}
.car td{padding:12px 10px;border-bottom:1px solid var(--line);color:var(--txt)}
.car td:last-child{font-weight:700;color:var(--navy);white-space:nowrap}
.car-s{font-size:13px;color:var(--mut);margin-top:12px}